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Question 7540

In an accident between two vehicles, what type of damage does mandatory liability insurance cover?

  1. Personal injuries to the occupants of both vehicles, but not property damage.
  2. Personal injuries and property damage to the vehicle that did not cause the accident.
  3. The property damage to the vehicle that did not cause the accident, but not personal injuries.
Show answer and explanation

Correct answer: Personal injuries and property damage to the vehicle that did not cause the accident.

In a crash between two vehicles, the mandatory insurance for the one that causes the accident covers both injuries to the other party and damage to their vehicle. On the at-fault side, it covers the passengers, but not the driver's injuries or damage to their own car.

Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor