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Question 7530

Does mandatory insurance cover damage to the driver responsible for the accident?

  1. No.
  2. Yes, it covers injuries to all occupants.
  3. Yes, it only covers personal injuries.
Show answer and explanation

Correct answer: No.

No. The mandatory insurance for the driver who causes the accident covers neither their injuries nor damage to their vehicle. It does cover injuries to the passengers traveling with them and damage suffered by the other party.

Real Decreto Legislativo 8/2004, de 29 de octubre, por el que se aprueba el texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor