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Question 5627

Does mandatory insurance cover the damage suffered by the driver at fault for the accident?

  1. Yes, property damage and bodily injury.
  2. Yes, but only bodily injury.
  3. No.
Show answer and explanation

Correct answer: No.

No. If you cause the accident, the mandatory insurance for the vehicle you are driving does not cover your injuries or damage to that vehicle. It does cover your passengers' injuries and the other party's personal injury and property damage.

Real Decreto Legislativo 8/2004, de 29 de octubre, por el que se aprueba el texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor