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Question 472

Does compulsory insurance cover bodily injuries to the driver of the insured vehicle?

  1. Yes, in all cases.
  2. Yes, unless the driver is the policyholder.
  3. No.
Show answer and explanation

Correct answer: No.

The mandatory insurance of the vehicle responsible excludes injury to or death of its own driver. It therefore does not cover that driver's bodily injuries in the accident.

Real Decreto Legislativo 8/2004, de 29 de octubre, por el que se aprueba el texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor