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Question 4491

You are towing a trailer with your passenger car. Are you required to take out mandatory insurance for the trailer?

  1. No, only for the passenger car.
  2. Yes, whatever the trailer's maximum authorized mass (MMA).
  3. Yes, but only if the trailer's maximum authorized mass (MMA) exceeds 750 kg.
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Correct answer: Yes, but only if the trailer's maximum authorized mass (MMA) exceeds 750 kg.

Yes, when the trailer's maximum authorized mass exceeds 750 kg. That trailer needs its own mandatory insurance, separate from the passenger car's insurance. Trailers with a maximum authorized mass of 750 kg or less are exempt from this requirement.

Real Decreto Legislativo 8/2004, de 29 de octubre, por el que se aprueba el texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor