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Question 449

Does mandatory insurance cover harm to the driver of the vehicle that is not responsible for the accident?

  1. Yes, but only personal injuries.
  2. Yes, both personal injuries and property damage.
  3. No.
Show answer and explanation

Correct answer: Yes, both personal injuries and property damage.

The mandatory insurance of the vehicle responsible covers damage caused to third parties. This includes both bodily injury and property damage suffered by the driver of the other vehicle who did not cause the accident.

Texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor, Real Decreto Legislativo 8/2004