Question 4240
Does a vehicle's mandatory insurance cover damage caused to the vehicle itself when its driver is responsible for an accident?
- Only if there are personal injuries.
- No.
- Yes.
Show answer and explanation
Correct answer: No.
No. A vehicle's mandatory insurance covers the damage it causes to others, never damage to the vehicle itself, whether anyone is injured or not. In the picture, if the white passenger car caused the crash, its mandatory insurance does not cover repairs to its front end.