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Question 4212

Which damages are not covered by compulsory insurance for the party responsible for an accident?

  1. Damage sustained by the other vehicle.
  2. Personal injuries suffered by the at-fault driver.
  3. Personal injuries suffered by the occupants of the vehicle that caused the accident.
Show answer and explanation

Correct answer: Personal injuries suffered by the at-fault driver.

The mandatory insurance for the vehicle that caused the accident does not cover its own driver's injuries. It does cover injuries to passengers traveling with the driver and the damage it causes to the other vehicle.

Real Decreto Legislativo 8/2004, de 29 de octubre, por el que se aprueba el texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor