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Question 269

Does compulsory insurance cover harm caused to a driver who is not at fault in an accident?

  1. Yes, personal injury but not property damage.
  2. Yes, both personal injury and property damage.
  3. No, neither personal injury nor property damage.
Show answer and explanation

Correct answer: Yes, both personal injury and property damage.

The responsible vehicle's mandatory insurance covers damage caused to third parties. This includes both injuries and property damage suffered by the driver who did not cause the accident.

Texto refundido de la Ley sobre responsabilidad civil y seguro en la circulación de vehículos a motor, Real Decreto Legislativo 8/2004